by John Ortiz | Apr 17, 2024 | Home Loans, Homebuyers
House hunters who are interested in larger or more expensive homes that could exceed certain conforming loan thresholds may need to consider a Jumbo loan program. If you’re dreaming big in your homebuying journey, discover what exactly a Jumbo loan is, qualification...
by John Ortiz | Apr 16, 2024 | Home Loans, Homebuyers
A mortgage is more than just the home loan amount, so let’s breakdown what all goes into a monthly payment beginning with the short acronym, mortgage PITI—principal, interest, taxes, and insurance. Understanding these factors can help you determine how much home you...
by John Ortiz | Apr 12, 2024 | Home Loans, Homebuyers
As anyone who has been through the homebuying process can tell you, there are several important documents that are typically involved. One of the single most vital, and one that all homebuyers will deal with eventually, is known as the mortgage closing disclosure....
by John Ortiz | Apr 9, 2024 | Home Loans, Homebuyers, Homeowners
When considering buying a home and what your mortgage payment will look like, it’s important to be familiar with private mortgage insurance (PMI). All parties in the mortgage and homebuying process must be protected from certain risks, and this includes not only...
by John Ortiz | Mar 21, 2024 | Conventional, FHA, Home Loans, Homeowners, VA
Picture this – you currently own or want to buy a home with good bones, but it needs some TLC. The good news is that you don’t have to handle a home remodel alone. Renovation loans are a great option to help fund home improvements, repairs, and enhancements by rolling...
