by John Ortiz | Jul 24, 2026 | Home Loans, Homebuyers, Homeowners, Renovation
Sometimes the home that checks every box on your list also needs a new roof, an updated kitchen, or a bathroom that hasn’t been touched since the 90s. That combination scares a lot of buyers off, either because they assume they can’t afford the repairs or...
by John Ortiz | Feb 7, 2025 | Family, Home Loans, Homebuyers, Homeowners
If rising mortgage rates have you weighing your options, a 2-1 Temporary Interest Rate Buydown might be worth exploring. Supreme Lending offers this for eligible conventional, FHA, and VA loans, allowing for a lower interest rate in the first two years. This gives the...
by John Ortiz | Jul 29, 2024 | Conventional, FHA, Home Loans, Homebuyers
If you’re thinking of buying a home, you may want to consider the possibility of seller concessions to help reduce upfront loan expenses. Imagine having a portion of your mortgage closing costs covered or even getting some essential home repairs taken care of without...
by John Ortiz | Jul 18, 2024 | Home Loans, Homebuyers
When it comes to securing a mortgage, a key factor that lenders consider when evaluating a borrower’s lending capacity is Loan-to-Value (LTV) ratio. Understanding mortgage LTV, how it’s calculated, and how it can impact your mortgage can help you make informed...
by John Ortiz | Jun 26, 2024 | Conventional, FHA, Home Loans, Homebuyers, Supreme Dream
Understanding Down Payment Assistance Programs When it comes to buying a home, one of the most common misunderstandings is that you need at least a 20% down payment. This misconception can discourage potential buyers, especially first-time homebuyers, from pursuing...
