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DSCR Loans – What Is Debt Service Coverage Ratio?

by John Ortiz | May 13, 2024 | Home Loans, Homebuyers

An Investor’s Guide for DSCR loans  Whether you’re just getting started with your investment portfolio or are a seasoned investor, navigating real estate is all about strategy. Supreme Lending is proud to offer a program to help investors easily finance dream...

Benefits of FHA Loans for First-Time Buyers

by John Ortiz | May 9, 2024 | FHA, Home Loans, Homebuyers

Learn why FHA loans may be a perfect option for first-time buyers. While first-time buyers are hunting for their perfect home, they’ll also need to be on the hunt for the perfect mortgage—which may seem more overwhelming and not as enjoyable as touring properties....

Mortgage Considerations When Buying a Vacation Home

by John Ortiz | May 7, 2024 | Conventional, Home Loans, Homebuyers

As the weather heats up, it may be the perfect time to consider the possibilities of buying a vacation home or second property. A vacation home can be for more than just a getaway, it’s an investment in relaxation, adventure, and cherished memories. But before you...

Understanding the Steps of the Mortgage Process: From Pre-Qualifying to Closing

by John Ortiz | May 7, 2024 | Home Loans, Homebuyers

So, you’ve decided to take the plunge into homeownership. Congratulations! But where do you start? The mortgage process may seem overwhelming, especially for first-time buyers. That’s where your local Supreme Lending team comes in to help simplify the...

Everything You Need to Know About Jumbo Loans

by John Ortiz | Apr 17, 2024 | Home Loans, Homebuyers

House hunters who are interested in larger or more expensive homes that could exceed certain conforming loan thresholds may need to consider a Jumbo loan program. If you’re dreaming big in your homebuying journey, discover what exactly a Jumbo loan is, qualification...

Mortgage PITI: What All Goes Into Your Monthly Mortgage Payment

by John Ortiz | Apr 16, 2024 | Home Loans, Homebuyers

A mortgage is more than just the home loan amount, so let’s breakdown what all goes into a monthly payment beginning with the short acronym, mortgage PITI—principal, interest, taxes, and insurance. Understanding these factors can help you determine how much home you...
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