by John Ortiz | Jul 18, 2024 | Home Loans, Homebuyers
When it comes to securing a mortgage, a key factor that lenders consider when evaluating a borrower’s lending capacity is Loan-to-Value (LTV) ratio. Understanding mortgage LTV, how it’s calculated, and how it can impact your mortgage can help you make informed...
by John Ortiz | Jul 8, 2024 | FHA, Home Loans, Homebuyers
Learn about Supreme Lending’s BEYOND Program, an ITIN Loan Option. Did you or someone you know just miss out on becoming eligible for a mortgage? Supreme Lending may have the solution with the BEYOND mortgage program, commonly known for being an ITIN loan option....
by John Ortiz | Jun 26, 2024 | Conventional, FHA, Home Loans, Homebuyers, Supreme Dream
Understanding Down Payment Assistance Programs When it comes to buying a home, one of the most common misunderstandings is that you need at least a 20% down payment. This misconception can discourage potential buyers, especially first-time homebuyers, from pursuing...
by John Ortiz | Jun 20, 2024 | Home Loans, Homebuyers
Ease into a Mortgage with a Temporary Interest Rate Buydown In today’s mortgage market, finding ways to make homeownership more affordable is key. One effective option is a temporary rate buydown mortgage. What is a rate buydown and how can it benefit borrowers? Let’s...
by John Ortiz | Jun 5, 2024 | Home Loans, Homebuyers
Understanding a Bank Statement Loan For entrepreneurs and self-employed individuals, securing a mortgage can often be a challenge. Traditional home loans typically require W-2 tax returns and other documentation that may not accurately reflect the income of...
by John Ortiz | May 13, 2024 | Home Loans, Homebuyers
An Investor’s Guide for DSCR loans Whether you’re just getting started with your investment portfolio or are a seasoned investor, navigating real estate is all about strategy. Supreme Lending is proud to offer a program to help investors easily finance dream...
